VA Appraisal
What a VA appraisal evaluates and how it differs from a home inspection.
Quick answer
The VA appraisal supports value and minimum property requirements. It is not a substitute for a comprehensive home inspection. Buyers should not rely on the appraiser to identify every defect or maintenance issue.
What buyers should do
- Get the applicable requirement or cost in writing.
- Compare the information against your contract and loan documents.
- Ask questions before a deadline expires.
- Keep copies of estimates, reports and written responses.
Why property-specific advice matters
Loan programs, insurers, properties and contracts are not identical. Online information is useful for preparation, but a real transaction should be reviewed using the current documents and facts.
Need help applying this to a specific home?
Send the property address and where you are in the process.