Making an Offer on a Home
Price, deposit, inspection period, financing, credits and other offer terms.
Quick answer
An offer is more than price. Deposit, financing, appraisal terms, inspection period, closing date, seller credits, personal property and contingencies can change risk and attractiveness. Strong does not always mean highest; it means deliberate and executable.
What buyers should do
- Get the applicable requirement or cost in writing.
- Compare the information against your contract and loan documents.
- Ask questions before a deadline expires.
- Keep copies of estimates, reports and written responses.
Why property-specific advice matters
Loan programs, insurers, properties and contracts are not identical. Online information is useful for preparation, but a real transaction should be reviewed using the current documents and facts.
Need help applying this to a specific home?
Send the property address and where you are in the process.